Our journey
Where BA Chama started, what it has learned, and what it is building towards.
The first cycle
How the chama started, founding members, first contribution, what it cost to set up
First loans issued
What the first loans funded and what was learned
Constitution adopted
Governance milestone, committee elected, rules written down
Where we are going
Growing the loan pool so member enterprises can borrow at a scale that changes a household's income rather than patching a gap, and opening membership beyond Nairobi through our county champions.
Impact
What the chama has moved
Financial figures carry a higher burden of proof than any other number we publish. These stay empty until the books are reconciled and the committee has signed them off.
Participate
The next cycle opens date.
Members can join at the start of a cycle. Ask us what the current contribution is and whether the timing works for you.